No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

America FirstChecking accountChecked Oct 10, 2026Updated

America First Classic Checking

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
On our list
#406 of 986 checking accounts, by a year’s value for an everyday customer
Visit America FirstThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Overdraft fee
$25Source · checked Oct 10, 2026
Out-of-network ATM fee
$1.50Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
1%Source · checked Oct 10, 2026
Incoming domestic wire
$10Source · checked Oct 10, 2026
Outgoing domestic wire
$15Source · checked Oct 10, 2026
Outgoing international wire
$30Source · checked Oct 10, 2026
Cashier’s check
$2Source · checked Oct 10, 2026
Stop payment
$15Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • Active and retired U.S. military and veterans with valid military ID
Source · checked Oct 10, 2026

Features

Bill payBranch accessBudgeting toolsCard lockCustom card designDebit cardMobile walletOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees