America FirstChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

America First Premium Checking

0.10%APY · as of Oct 10, 2026

A year for an everyday customer: −$70 fees and interest, $2,000 kept
Monthly fee: $6 a month
To open: $500 to open
On our list: #706 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

Balance needed for the APY: $500Source · checked Oct 10, 2026
Interest compounds: Dividends will be compounded and credited monthly.Source · checked Oct 10, 2026

Monthly fee: $6 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: All of these:
monthly direct deposit into the account of at least $500
complete 20 or more transactions with your Visa credit or debit card
maintain an average daily checking balance of at least $1,500
Source · checked Oct 10, 2026
Minimum to open: $500Source · checked Oct 10, 2026
Overdraft fee: $25Source · checked Oct 10, 2026
ATM network: America First ATM fee rebatesSource · checked Oct 10, 2026
Out-of-network ATM fee: $1.50Source · checked Oct 10, 2026
ATM fees refunded, up to: $10 a monthSource · checked Oct 10, 2026
Foreign transaction fee (debit card): 1%Source · checked Oct 10, 2026
Incoming domestic wire: $10Source · checked Oct 10, 2026
Outgoing domestic wire: $15Source · checked Oct 10, 2026
Outgoing international wire: $30Source · checked Oct 10, 2026
Early closure fee: $10Source · checked Oct 10, 2026
Cashier’s check: NoneSource · checked Oct 10, 2026
Stop payment: $15Source · checked Oct 10, 2026

Membership: Membership required:
Active and retired U.S. military and veterans with valid military ID
Source · checked Oct 10, 2026

ATM fee rebatesBill payCheck writingDebit cardDebit rewardsInterest bearingNo minimum balanceOverdraft line of credit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees