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All Flagstar Bank accounts

1 CDChecked Oct 10, 2026Updated

Flagstar Bank CD rates

4.30%APY for 1 year, its best · as of Oct 10, 2026
1 year
4.30%#26 of 154 on our list
Visit FlagstarPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Flagstar CD

TermAPYOn our list
1 year4.30%#26 of 154

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$500Source · checked Oct 10, 2026
Early withdrawal penalty
Withdrawals may result in imposition of applicable early withdrawal penalties.Source · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. We have fewer than three of this bank’s terms on record. Best CD rates by term · CD calculator · Report a mistake