Bank in Cottonwood Heights, UTChecked Oct 10, 2026Updated
SoFi Bank
Savings accounts
| Account | APY | Monthly fee |
|---|---|---|
| SoFi Savings Account | 3.30% | None |
Checking accounts
| Account | APY | Monthly fee |
|---|---|---|
| SoFi Checking Account | 0.50% | None |
Bonuses
Set up your first Eligible Direct Deposit, which SoFi must receive on or before 12/31/26; after SoFi receives and recognizes your first Eligible Direct Deposit of $1 or more, the Total Eligible Direct Deposits received over the next 25 calendar days determines the bonus amount.
About SoFi Bank
- Headquarters
- Cottonwood Heights, UT
- Regulator
- Office of the Comptroller of the Currency
- FDIC certificate
- 26881 · FDIC BankFind record
- Federal Reserve RSSD ID
- 962966
- Website
- sofi.com
- Deposit insurance
- FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered
From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.