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Spotsylvania County, VA Property Tax Calculator

Spotsylvania County homeowners pay a median $2,347 a year in property tax, 0.58% of a median $404,900 home: below Virginia's 0.73% and the national 0.94%.

At an effective rate of 0.58%, a $404,900 home pays about $2,348 a year in property tax, $196 a month.

Property tax a year
$2,348
A month (for escrow)
$196
Effective rate on the home
0.58%

Property tax in Spotsylvania County by home value, at 0.58%

Home valueA yearA month
$200,000$1,160$97
$300,000$1,740$145
$400,000$2,320$193
$500,000$2,900$242
$750,000$4,350$362
$1,000,000$5,800$483

Spotsylvania County against Virginia and the US

Effective rateMedian taxMedian home valueMedian household income
Spotsylvania County0.58%$2,347$404,900$112,738
Virginia0.73%$2,790$383,700$93,170
United States0.94%$3,119$332,700$80,734

How this calculator works

Median real estate taxes paid ÷ median home value in Spotsylvania County, from the Census Bureau's American Community Survey 2020–2024 5-year estimates. The calculator starts at the county's median home value and rate.

What it assumes

  • Cities, school districts and special districts within the county levy different rates, so bills vary within it.
  • Survey figures cover 2020 to 2024 and lag recent reassessments.

Questions people ask

What is the property tax rate in Spotsylvania County?

The effective rate is 0.58%: a median $2,347 a year on a median $404,900 home. That's the 28th highest of the 36 Virginia counties we cover.

How much is property tax on a $400,000 house in Spotsylvania County?

About $2,320 a year, $193 a month, at the county's effective rate, before any exemption.

How does Spotsylvania County compare with the rest of Virginia?

Its rate is below the state's 0.73%. Across Virginia, covered counties range from 0.43% to 1.04%.

How do I lower my Spotsylvania County property tax?

Apply for every exemption you qualify for, such as a homestead exemption, and appeal your assessment if it is higher than comparable homes sold nearby; the county assessor explains the deadlines.

Other Virginia counties

Related calculators

  • Virginia Property Tax CalculatorVirginia homeowners pay a median $2,790 a year in property tax, 0.73% of a median $383,700 home: the 31st highest effective rate of the 50 states and DC.
  • Virginia Mortgage CalculatorYour monthly mortgage payment in Virginia, with Virginia's effective property tax rate (0.73%) built in, at this week's average rate. The calculator starts at the state's median home value, $383,700.
  • Home Affordability CalculatorThe home price your income supports under the 28/36 guideline lenders use, counting your other debts, down payment, taxes and insurance, at this week's average rate.

Sources

Updated by the RateHerald team. The maths is tested against worked examples; report a problem.