RateHerald

No link on RateHerald pays us today. When some do, they'll say so, and they'll never change a ranking. How we make money

St. Joseph County, MI Property Tax Calculator

St. Joseph County homeowners pay a median $1,959 a year in property tax, 1.10% of a median $178,300 home: below Michigan's 1.25% but above the national 0.94%.

At an effective rate of 1.10%, a $178,300 home pays about $1,960 a year in property tax, $163 a month.

Property tax a year
$1,960
A month (for escrow)
$163
Effective rate on the home
1.10%

Property tax in St. Joseph County by home value, at 1.10%

Home valueA yearA month
$200,000$2,198$183
$300,000$3,297$275
$400,000$4,396$366
$500,000$5,495$458
$750,000$8,243$687
$1,000,000$10,990$916

St. Joseph County against Michigan and the US

Effective rateMedian taxMedian home valueMedian household income
St. Joseph County1.10%$1,959$178,300$66,425
Michigan1.25%$2,904$231,600$72,875
United States0.94%$3,119$332,700$80,734

How this calculator works

Median real estate taxes paid ÷ median home value in St. Joseph County, from the Census Bureau's American Community Survey 2020–2024 5-year estimates. The calculator starts at the county's median home value and rate.

What it assumes

  • Cities, school districts and special districts within the county levy different rates, so bills vary within it.
  • Survey figures cover 2020 to 2024 and lag recent reassessments.

Questions people ask

What is the property tax rate in St. Joseph County?

The effective rate is 1.10%: a median $1,959 a year on a median $178,300 home. That's the 26th highest of the 36 Michigan counties we cover.

How much is property tax on a $400,000 house in St. Joseph County?

About $4,396 a year, $366 a month, at the county's effective rate, before any exemption.

How does St. Joseph County compare with the rest of Michigan?

Its rate is below the state's 1.25%. Across Michigan, covered counties range from 0.89% to 1.83%.

How do I lower my St. Joseph County property tax?

Apply for every exemption you qualify for, such as a homestead exemption, and appeal your assessment if it is higher than comparable homes sold nearby; the county assessor explains the deadlines.

Other Michigan counties

Related calculators

  • Michigan Property Tax CalculatorMichigan homeowners pay a median $2,904 a year in property tax, 1.25% of a median $231,600 home: the 14th highest effective rate of the 50 states and DC.
  • Michigan Mortgage CalculatorYour monthly mortgage payment in Michigan, with Michigan's effective property tax rate (1.25%) built in, at this week's average rate. The calculator starts at the state's median home value, $231,600.
  • Home Affordability CalculatorThe home price your income supports under the 28/36 guideline lenders use, counting your other debts, down payment, taxes and insurance, at this week's average rate.

Sources

Updated by the RateHerald team. The maths is tested against worked examples; report a problem.