Navy Federal Credit UnionSavings accountChecked Oct 10, 2026Updated
Navy Education Savings Account (ESA)
0.25%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $25 after fees
- Monthly fee
- Monthly fee not stated
- To open
- No minimum to open
- On our list
- #110 of 234 savings accounts, by a year’s value on $10,000
Visit NavyThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.25% | $2 |
| $5,000 | 0.25% | $12 |
| $10,000 | 0.25% | $25 |
| $25,000 | 0.25% | $62 |
| $50,000 | 0.25% | $125 |
| $100,000 | 0.25% | $250 |
Fees
- Minimum to open
- NoneSource · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Servicemembers in all branches of the armed forces, including active duty members, Delayed Entry Program (DEP), DoD Officer Candidate/ROTC, DoD Reservists, veterans, retirees and annuitants
- Immediate family members include parents, grandparents, spouses, siblings, children (including adopted and stepchildren), grandchildren and household members
- DoD civilian employees, U.S. Government employees assigned to DoD installations, DoD contractors assigned to U.S. Government installations, and DoD civilian retirees and annuitants
- An existing member who is a parent, grandparent or guardian of a minor can share the gift of membership through the minor membership application
Features
Interest bearingNo minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money