HSBC Bank USASavings accountChecked Oct 10, 2026Updated
HSBC Premier Relationship Savings
0.05%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $5 after fees
- Monthly fee
- Monthly fee not stated
- On our list
- #169 of 234 savings accounts, by a year’s value on $10,000
Visit HSBCThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.05% | $0 |
| $5,000 | 0.05% | $2 |
| $10,000 | 0.05% | $5 |
| $25,000 | 0.05% | $12 |
| $50,000 | 0.05% | $25 |
| $100,000 | 0.05% | $50 |
Rate conditions
- Balance needed for the APY
- $1Source · checked Oct 10, 2026
- To earn the APY
- link it to an open Premier checking account
- Spend a total of $500 or more in purchases or payments using your HSBC debit cards.
- Pay a total of $500 or more from your linked HSBC Premier checking account to your HSBC credit cards.
- Receive a total of $5,000 or more in qualifying direct deposits from a third party to your linked HSBC Premier checking account.
- holding a U.S. mortgage serviced by HSBC
- maintain HSBC Premier Elite status
- APY when those aren’t met
- 0.05%Source · checked Oct 10, 2026
- Promotional rate lasts
- 3 monthsSource · checked Oct 10, 2026
- APY after the promotion
- 0.05%Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Interest bearingJoint accountsOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money