Dollar Bank, Federal Savings BankSavings accountChecked Oct 10, 2026Updated
Dollar Smart Savings
0.00%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- No monthly fee
- To open
- $50 to open
- On our list
- #206 of 234 savings accounts, by a year’s value on $10,000
Visit DollarThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.00% | $0 |
| $5,000 | 0.00% | $0 |
| $10,000 | 0.00% | $0 |
| $25,000 | 0.00% | $0 |
| $50,000 | 0.00% | $0 |
| $100,000 | 0.00% | $0 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $10,000 | 3.75% |
| $10,000 to $25,000 | 3.75% |
| $10,000.01 to $25,000 | 3.75% |
| $25,000 to $100,000,000 | 3.00% |
| $25,000.01 to $99,999,999.99 | 3.00% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- To earn the APY
- A Smart Savings Account must be opened and maintained concurrently with an Everything Checking Account.
- The qualifying linked checking account must have eight purchase or payment transactions post to the account per month
- Interest compounds
- monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $50Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $10Source · checked Oct 10, 2026
- ATM network
- 55,000 ATMsSource · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
Features
Interest bearingNo minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money