CitibankSavings accountChecked Oct 10, 2026Updated
Citibank Savings account
$4.5monthly fee
- A year on $10,000
- $0 after fees
Visit CitibankThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | $0 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Fees
- Monthly fee
- $4.50 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $30,000 Combined Average Monthly Balance
- Average Monthly Balance of $500 or more
- an owner of the Savings account also owns a Regular Checking account or Access Checking account
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- ATM network
- 65,000+ fee-free ATMs nationwideSource · checked Oct 10, 2026
- ATMs in the network
- 65,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Incoming international wire
- NoneSource · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
Who can open it
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Interest bearingNo overdraft feesOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money