CitibankSavings accountChecked Oct 10, 2026Updated
Citibank Citi Savings Account
0.00%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- $4.5 a month
- On our list
- #203 of 234 savings accounts, by a year’s value on $10,000
Visit CitibankThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.00% | $0 |
| $5,000 | 0.00% | $0 |
| $10,000 | 0.00% | $0 |
| $25,000 | 0.00% | $0 |
| $50,000 | 0.00% | $0 |
| $100,000 | 0.00% | $0 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $25,000 | 0.03% |
| $25,000 to $1,000,000 | 0.03% |
| $1,000,000 and up | 0.03% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $25,000Source · checked Oct 10, 2026
- To earn the APY
- The Minimum Balance required to earn the applicable APY and Promotional Interest Rate is $25,000
- New-to-Citibank Funds
- Promotional rate lasts
- 3 monthsSource · checked Oct 10, 2026
- Interest compounds
- compounded dailySource · checked Oct 10, 2026
Fees
- Monthly fee
- $4.50 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- With a Relationship Tier
- With a $500+ Average Monthly Balance
- With a Citi Checking account
- ATM network
- 65,000+ ATMs across the U.S.Source · checked Oct 10, 2026
- ATMs in the network
- 65,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
Who can open it
- Where
- California, Connecticut, D.C., Maryland, Nevada, New Jersey, New York, VirginiaSource · checked Oct 10, 2026
Features
Interest bearingMobile check depositOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money