Charles Schwab Bank, SSBSavings accountChecked Oct 10, 2026Updated
Charles Schwab Investor Savings Account
0.15%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $15 after fees
- Monthly fee
- No monthly fee
- On our list
- #129 of 234 savings accounts, by a year’s value on $10,000
Visit Charles SchwabThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.15% | $2 |
| $5,000 | 0.15% | $8 |
| $10,000 | 0.15% | $15 |
| $25,000 | 0.15% | $38 |
| $50,000 | 0.15% | $75 |
| $100,000 | 0.15% | $150 |
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- International ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- NoneSource · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
- Card replacement
- NoneSource · checked Oct 10, 2026
Features
ATM fee rebatesBill payDebit cardFree external transfersInterest bearingNo foreign transaction feeNo overdraft fees
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money