Banner BankSavings accountChecked Oct 10, 2026Updated
Banner High Yield Relationship Savings
0.25%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $25 after fees
- Monthly fee
- $10 a month
- To open
- $25,000 to open
Visit BannerThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.25% | −$118 |
| $5,000 | 0.25% | $12 |
| $10,000 | 0.25% | $25 |
| $25,000 | 0.25% | $62 |
| $50,000 | 0.25% | $125 |
| $100,000 | 0.25% | $250 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $24,999 | 0.25% |
| $25,000 to $49,999 | 1.51% |
| $50,000 to $99,999 | 1.51% |
| $100,000 to $249,999 | 2.02% |
| $250,000 to $499,999 | 2.22% |
| $500,000 to $999,999 | 2.53% |
| $1,000,000 to $3,000,000 | 2.53% |
| $3,000,000 to $5,000,000 | 2.53% |
| $5,000,000 and up | 2.53% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $5,000 minimum daily balance
- $10,000 average daily combined balance for checking and savings deposit relationship
- Minimum to open
- $25,000Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 4Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1.1%Source · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- Oregon, Washington, California, IdahoSource · checked Oct 10, 2026
Features
Bill payBranch accessCard lockDebit cardInterest bearingJoint accountsLive chatMinor accountsMobile check depositOnline openingOverdraft protection transferSupport 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money