b1BANKSavings accountChecked Oct 10, 2026Updated
b1BANK High-Yield Savings Account
0.20%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $20 after fees
- Monthly fee
- $5 a month
- To open
- $100 to open
- On our list
- #125 of 234 savings accounts, by a year’s value on $10,000
Visit b1BANKThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.20% | $2 |
| $5,000 | 0.20% | $10 |
| $10,000 | 0.20% | $20 |
| $25,000 | 0.20% | $50 |
| $50,000 | 0.20% | $100 |
| $100,000 | 0.20% | $200 |
Rate conditions
- To earn the APY
- When paired with a b1BANK Checking Account
- To receive the Premium Interest Rate there must be a qualified related b1BANK checking account which has at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle.
- APY when those aren’t met
- 0.20%Source · checked Oct 10, 2026
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- $5 (waived with a $500 minium daily balance)Source · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- Withdrawals a month
- 4Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $5Source · checked Oct 10, 2026
- ATM network
- AllpointSource · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
- Paper statements
- $3 a monthSource · checked Oct 10, 2026
Features
Interest bearingOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money