Ameriprise Bank, FSBSavings accountChecked Oct 10, 2026Updated
Ameriprise® Bank Savings Account
3.10%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $310 after fees
- Monthly fee
- No monthly fee
- To open
- $100 to open
- On our list
- #40 of 234 savings accounts, by a year’s value on $10,000
Visit AmeripriseThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 2.50% | $25 |
| $5,000 | 3.10% | $155 |
| $10,000 | 3.10% | $310 |
| $25,000 | 3.10% | $775 |
| $50,000 | 3.20% | $1,600 |
| $100,000 | 3.35% | $3,350 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $4,999 | 2.50% |
| $5,000 to $49,999 | 3.10% |
| $50,000 to $99,999 | 3.20% |
| $100,000 to $249,999 | 3.35% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- Interest is compounded daily and paid monthly.Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $10Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Cashier’s check
- $25Source · checked Oct 10, 2026
- Stop payment
- $25Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Interest bearingJoint accountsMobile check depositOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money