American Express National BankSavings accountChecked Oct 10, 2026Updated
American Express High Yield Savings Account
3.10%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $310 after fees
- Monthly fee
- No monthly fee
- To open
- No minimum to open
- On our list
- #43 of 234 savings accounts, by a year’s value on $10,000
Visit American Express NationalThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 3.10% | $31 |
| $5,000 | 3.10% | $155 |
| $10,000 | 3.10% | $310 |
| $25,000 | 3.10% | $775 |
| $50,000 | 3.10% | $1,550 |
| $100,000 | 3.10% | $3,100 |
Rate conditions
Fees
Features
Interest bearingJoint accountsMobile check depositNo minimum balanceOnline openingSupport 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money