SynchronyChecked Oct 4, 2026

Verizon Visa Signature Card

No annual fee. Purchase APR 22.49–33.74%, variable.

Annual fee: CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
Checked Oct 4, 2026The CFPB survey Report a problem
Purchase APR: CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
Checked Oct 4, 2026The CFPB survey Report a problem
Foreign transaction fee: CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
Checked Oct 4, 2026The CFPB survey Report a problem

We don't earn anything from this link. Select any underlined figure to see where it comes from.

What it's worth

We can't put a dollar value on this card: our sources don't say what rewards it earns, or whether it earns any. Its fees and rates are below.

How it compares

No annual fee, like about 85% of the 626 cards we track.

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Rates and fees

Rates and fees for the Verizon Visa Signature Card, each with its source
Annual fee	CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026The CFPB survey Report a problem
Purchase APR	CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026The CFPB survey Report a problem variable
Balance transfer fee	CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026The CFPB survey Report a problem
Cash advance APR	CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026The CFPB survey Report a problem
Cash advance fee	CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026The CFPB survey Report a problem
Late payment	CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026The CFPB survey Report a problem
Foreign transactions	CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026The CFPB survey Report a problem
Grace period	CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026The CFPB survey Report a problem
Minimum interest charge	CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026The CFPB survey Report a problem

Carrying a balance? See how long it takes to pay off

Benefits

Visa Signature Luxury Hotel Collection food or beverage credit: $25 other
Complimentary Silver status in the Troon Rewards® program; existing members with Silver status or higher are upgraded to the next membership level.
Sofar Sounds: one free ticket per show with purchase of one or more tickets, plus unlimited access to the exclusive 7-day advance presale window for select shows; offer terms apply.
Visa Signature Rental Car Privileges: up to 25% off base rates on qualifying Avis and Budget rentals, complimentary upgrades when available, waived Additional Driver Fee, and 10% savings on XM Satellite radio during rental.
Visa Signature Luxury Hotel Collection: best publicly available rate guarantee, automatic room upgrade upon arrival when available, complimentary in-room Wi-Fi when available, complimentary continental breakfast daily for the cardholder and one guest, VIP guest status, and 3 PM check-out upon request and availability. Reservations must be booked through a Visa Luxury Hotel Collection website or Visa Concierge.
Troon Rewards®: 10% discount at Silver level, 15% at Gold level, and 20% at Platinum level on golf fees reserved on the Visa Signature Troon website or merchandise purchases at golf properties when using the card.
Visa Signature Concierge: complimentary 24/7 assistance with travel, dining, entertainment, event and concert tickets, gifts, floral delivery, and other lifestyle requests. Cardholders are responsible for all charges for goods and services arranged or purchased.
Travel and Emergency Assistance Services: 24-hour assistance and referral services while traveling away from home, including emergency messages, medical and legal referrals, emergency transportation arrangements, emergency ticket replacement, lost luggage locator assistance, emergency translation, prescription assistance, valuable document delivery arrangements, and pre-trip assistance. Actual service and goods costs are the cardholder's responsibility.
Emergency assistance

Questions

What is the annual fee?: None Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
Does it charge a foreign transaction fee?: No. Reported to the CFPB, Dec 31, 2025, since Oct 4, 2026
What is the purchase APR?: 22.49–33.74% APR Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026