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SynchronyChecked Oct 4, 2026

MyWalgreens Mastercard

No annual fee. Purchase APR 24.99–34.74%, variable.

Annual fee
Purchase APR
Foreign transaction fee

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What it's worth

Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
SpendingFirst yearAfter
Light spender$190$190
Typical spender$445$445
Heavy spender$875$875
The spending each assumes, a month
  • Light spender: groceries $300, dining $100, gas $100, everything else $500
  • Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
  • Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500

Assumed: not counted: 3x Health and wellness merchants other than at Walgreens Participating Stores, including walgreens.com.

Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards

How it compares

  • No annual fee, like about 85% of the 626 cards we track.
  • Worth more to a typical spender than about 85% of the 650 cards we track.

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

How you earn · myWalgreens Program

  • 10%Walgreens branded retail products purchases at Walgreens Participating Stores or at walgreens.com
  • 5%Retail products that are not branded with Walgreens marks or logos at Walgreens Participating Stores or at walgreens.com
  • 5%Certain prescription drugs and immunizations at Walgreens Participating Stores or at walgreens.com
  • 3%Health and wellness merchants other than at Walgreens Participating Stores, including walgreens.com
  • 3%Grocery store merchants, merchants that sell goods or merchandise for home consumption, convenience, bakery and delicatessen stores, and wholesale clubs other than at Walgreens Participating Stores, including walgreens.com
  • 1%Everything else

Rates and fees

Rates and fees for the MyWalgreens Mastercard, each with its source
Annual fee
Purchase APRvariable
Cash advance APR
Cash advance fee
Late payment
Foreign transactions
Grace period
Minimum interest charge

Carrying a balance? See how long it takes to pay off

Questions

What is the annual fee?
None Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
Does it charge a foreign transaction fee?
Yes: 3%. Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
What is the purchase APR?
24.99–34.74% APR Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026

Other cash back cards with no annual fee

Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).