L.L.BEAN® MASTERCARD®
No annual fee. Purchase APR 19.74–30.74%, variable.
- Annual fee
- Issuer's pageciti.com
The source states this figure; we have no exact sentence on file yet.
- Purchase APR
- Issuer's pageciti.com
The source states this figure; we have no exact sentence on file yet.
- Foreign transaction fee
- Issuer's pageciti.com
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $130 | $130 |
| Typical spender | $335 | $335 |
| Heavy spender | $730 | $730 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 85% of the 626 cards we track.
- Worth more to a typical spender than about 80% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
How you earn · L.L.Bean Mastercard Program
- 5%At L.L.Bean
- 2%At restaurants
- 1%Everything else
Rates and fees
| Annual fee | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Purchase APR | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Balance transfer APR | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Balance transfer fee | Issuer's pageciti.com “The balance transfer fee is 5 % of each transaction, minimum $ 10 , and the transaction fee for foreign purchases is 3 % of each purchase transaction in U.S. dollars.” |
| Cash advance APR | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Cash advance fee | Issuer's pageciti.com “The cash advance fee is 5 % of each transaction; minimum $ 10 .” |
| Foreign transactions | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Minimum interest charge | Issuer's pageciti.com “The Minimum Interest Charge is $ 2.00 .” |
Carrying a balance? See how long it takes to pay off
Benefits
- Free shipping when using the card at L.L.Bean.
- Free return shipping when using the card at L.L.Bean.
- Free monogramming when using the card at L.L.Bean.
- Birthday bonus when using the card at L.L.Bean.
- Special sales and offers when using the card at L.L.Bean.
- 15% off Outdoor Discovery Programs when using the card at L.L.Bean.
- Outdoor Impact Votes.
- $0 liability on unauthorized charges.
Questions
Other cash back cards with no annual fee
- Susan G. Komen Customized Cash Rewards Credit Card - Pink RibbonBank of America · No annual fee+$375 a year
- The One Key Card No Annual FeeWells Fargo · No annual fee+$315 a year
- West Elm Key Rewards VisaCapital One · No annual fee+$290 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).