Business Advantage Customized Cash Rewards credit card
No annual fee.
- Annual fee
- Issuer's pagebankofamerica.com
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $130 | $130 |
| Typical spender | $335 | $335 |
| Heavy spender | $730 | $730 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 85% of the 626 cards we track.
- Worth more to a typical spender than about 80% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
How you earn
- 3%Category of your choice: Gas Stations & EV Charging Stations, Office Supply Stores, Travel, TV, Telecom and Wireless, Computer Services, or Business Consulting Services
- 2%Dining purchases
- 1%Everything else
Rates and fees
| Annual fee | Issuer's pagebankofamerica.com The source states this figure; we have no exact sentence on file yet. |
|---|
Carrying a balance? See how long it takes to pay off
Benefits
- Cardholders may change the 3% choice category once each calendar month for future purchases through the Mobile Banking app or Business Advantage 360.
- The initial choice category is set to gas stations & EV charging stations before the first change.
- Preferred Rewards for Business enrolled members with eligible cards may receive 25% more cash back at the Gold tier, 50% more at the Platinum tier, or 75% more at the Platinum Honors tier on each purchase.
- The Preferred Rewards for Business bonus is applied after base and bonus cash rewards have been calculated and is not applied to an account opening bonus, if applicable.
- The card has no annual fee.
Questions
- What is the annual fee?
- no annual fee bankofamerica.com, since Sep 29, 2026
Other cash back cards with no annual fee
- Susan G. Komen Customized Cash Rewards Credit Card - Pink RibbonBank of America · No annual fee+$375 a year
- The One Key Card No Annual FeeWells Fargo · No annual fee+$315 a year
- West Elm Key Rewards VisaCapital One · No annual fee+$290 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).