Westamerica BankChecking accountChecked Oct 10, 2026Updated
Westamerica Premier Plus
$8monthly fee
- A year for an everyday customer
- −$96 fees and interest, $2,000 kept
- To open
- $100 to open
Visit WestamericaThe bank’s own page · checked Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $1,000Source · checked Oct 10, 2026
- To earn the APY
- Earns interest on daily collected balances of $1,000 or more.Source · checked Oct 10, 2026
- Interest compounds
- Interest will not compound and will be computed on a simple interest, three hundred sixty-five (365) day basis (three hundred sixty-six (366) day basis during leap years). Interest will be credited monthly.Source · checked Oct 10, 2026
Fees
- Monthly fee
- $8 a monthSource · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $35Source · checked Oct 10, 2026
- Overdraft transfer fee
- $12Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 210Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $40Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 50Source · checked Oct 10, 2026
Features
Bill payFree checksInterest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees