Wells Fargo BankChecking accountChecked Oct 10, 2026Updated
Wells Fargo Clear Access Banking
- A year for an everyday customer
- −$60 fees and interest, $2,000 kept
- To open
- $25 to open
Bonuses
$125For new customers · ends October 13, 2026
Use your bonus offer code when opening a new Wells Fargo consumer checking account, subject to approval, by October 13, 2026, and make 10 or more qualifying posted transactions within 60 calendar days of account opening.
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Primary account owner is 13–24 years old
- $250 or more in total qualifying electronic deposits
- A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- ATM network
- More than 10,000 Wells Fargo ATMsSource · checked Oct 10, 2026
- ATMs in the network
- 10,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- International ATM fee
- $5Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Incoming international wire
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 17Source · checked Oct 10, 2026
Features
Bill payBranch accessCard lockDebit cardEarly direct depositJoint accountsMinor accountsMobile check depositMobile walletNo minimum balanceNo overdraft feesOnline openingSecond chanceZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees