Washington Trust BankChecking accountChecked Oct 10, 2026Updated
Washington Trust HIGH YIELD CHECKING
3.30%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$84 fees and interest, $2,000 kept
- Monthly fee
- $12.5 a month
- To open
- $50 to open
- On our list
- #720 of 986 checking accounts, by a year’s value for an everyday customer
Visit Washington TrustThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $1 to $10,001 | 3.30% |
| $10,001 and up | 0.20% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $1Source · checked Oct 10, 2026
- To earn the APY
- Certain interest tiers or APY qualifications may depend on the average daily balance maintained in the account.Source · checked Oct 10, 2026
- APY paid on balances up to
- $10,000Source · checked Oct 10, 2026
- Interest compounds
- Interest is posted monthly.Source · checked Oct 10, 2026
Fees
- Monthly fee
- $12.50 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Monthly service charge waived with $2,500 minimum ledger balanceSource · checked Oct 10, 2026
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- $15Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $15Source · checked Oct 10, 2026
- ATM network
- WTB and MoneyPass ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
Features
Bill payBranch accessBudgeting toolsDebit cardInterest bearingMobile check depositMobile walletOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money