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WaFd BankChecking accountChecked Oct 10, 2026Updated

WaFd FREE Account

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$25 to open
On our list
#86 of 986 checking accounts, by a year’s value for an everyday customer
Visit WaFdThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
Overdraft fee
$30Source · checked Oct 10, 2026
Returned item (NSF) fee
$30Source · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026
Most overdraft fees in a day
3Source · checked Oct 10, 2026
ATM network
Thousands of Fee-Free ATMsSource · checked Oct 10, 2026
Foreign transaction fee (debit card)
1%Source · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Outgoing domestic wire
$25Source · checked Oct 10, 2026
Incoming international wire
$15Source · checked Oct 10, 2026
Outgoing international wire
$45Source · checked Oct 10, 2026
Paper statements
$5 a monthSource · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026
Cashier’s check
$8Source · checked Oct 10, 2026
Stop payment
$30Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Who can open it

Where
Near its branches in Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, WashingtonSource · checked Oct 10, 2026

Features

Bill payBranch accessBudgeting toolsContactless cardCustom card designDebit cardFree external transfersMobile check depositNo minimum balanceOnline openingOverdraft line of creditOverdraft protection transferSupport 24/7Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money