VeridianChecking accountChecked Oct 10, 2026Updated
Veridian Premium Checking
0.01%APY · as of Oct 10, 2026
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- On our list
- #423 of 986 checking accounts, by a year’s value for an everyday customer
Visit VeridianThe bank’s own page · checked Oct 10, 2026
Rate conditions
- To earn the APY
- Requires enrollment in Digital Statements and Notices
- Requires Direct Deposit
- Premium Checking requires 15 debit card purchases, averaging $10 each
- APY when those aren’t met
- 0.01%Source · checked Oct 10, 2026
- Interest compounds
- monthlySource · checked Oct 10, 2026
Fees
Who can open it
- Membership
- Open to anyone who qualifies through one of these:
- Donate at least $5 to Habitat for Humanity as part of your membership application ($5)
- Live or work at a business located in Iowa
- Live in or work at a business located in select Nebraska counties
- I have immediate family members who are Veridian Members
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Bill payCard lockCheck writingContactless cardCustom card designDebit cardEarly direct depositInterest bearingMobile check depositMobile walletNo minimum balanceOnline openingOverdraft protection transferSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees