No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

University Of WisconsinChecking accountChecked Oct 10, 2026Updated

University Of Wisconsin Rewards Checking

0.10%APY · as of Oct 10, 2026
A year for an everyday customer
$2 fees and interest, $2,000 kept
Monthly fee
No monthly fee
To open
No minimum to open
On our list
#36 of 986 checking accounts, by a year’s value for an everyday customer
Visit University Of WisconsinThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$1,000Source · checked Oct 10, 2026
To earn the APY
minimum balance required to earn the stated APYSource · checked Oct 10, 2026
Interest compounds
MonthlySource · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Ways to avoid the monthly fee
$1,000.00Source · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
Overdraft fee
$5Source · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
Overdraft transfer fee
$5Source · checked Oct 10, 2026
Most overdraft fees in a day
1Source · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Outgoing domestic wire
$20Source · checked Oct 10, 2026
Paper statements
$2 a monthSource · checked Oct 10, 2026
Cashier’s check
$4Source · checked Oct 10, 2026
Stop payment
$29Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • A Wisconsin resident who is enrolled at or has previously attended any accredited institution of higher education worldwide
  • Someone who lives, works or attends school within 5 miles of any branch location
  • An employee, student or alumni of the listed UW schools, colleges and extensions
  • A current or former employee of the listed organizations
Source · checked Oct 10, 2026
Minimum age
10Source · checked Oct 10, 2026

Features

Bill payCard lockContactless cardCustom card designDebit cardEarly direct depositInterest bearingMobile check depositMobile walletNo minimum balanceOnline openingOverdraft protection transferSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees