Union Bank and Trust CompanyChecking accountChecked Oct 10, 2026Updated
Union Bank and Simply Free Plus Checking
2.89%APY · as of Oct 10, 2026
- A year for an everyday customer
- $1 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- To open
- $1,000 to open
- On our list
- #47 of 986 checking accounts, by a year’s value for an everyday customer
Visit Union Bank and Trust CompanyThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0.01 to $100,000 | 2.89% |
| $100,000.01 and up | 0.83% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0.01Source · checked Oct 10, 2026
- To earn the APY
- 12 debit card purchases posted (ATM transactions do not apply)
- receive paperless statements (requires enrollment via online or mobile banking and ongoing valid email address)
- access online or mobile banking at least once
- one direct deposit posted
- APY when those aren’t met
- 0.05%Source · checked Oct 10, 2026
- APY paid on balances up to
- $100,000Source · checked Oct 10, 2026
- Interest compounds
- monthly compoundingSource · checked Oct 10, 2026
Fees
Features
ATM fee rebatesBill payCard lockCustom card designDebit cardInterest bearingMobile check depositSavings round upsSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees