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Union Bank and Trust CompanyChecking accountChecked Oct 10, 2026Updated

Union Bank and Simply Free Platinum Checking

0.40%APY · as of Oct 10, 2026
A year for an everyday customer
$2 fees and interest, $2,000 kept
Monthly fee
No monthly fee
Visit Union Bank and Trust CompanyThe bank’s own page · checked Oct 10, 2026

Rates by balance

BalanceAPY
$100 to $4,999.990.10%
$5,000 to $9,999.990.26%
$10,000 to $24,999.990.36%
$25,000 and up0.40%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$100Source · checked Oct 10, 2026
To earn the APY
You must maintain a daily minimum balance of $100 to obtain the APY.Source · checked Oct 10, 2026
Interest compounds
monthly compoundingSource · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
ATM fees refunded, up to
$2 a monthSource · checked Oct 10, 2026

Who can open it

Minimum age
50Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payCard lockCustom card designDebit cardFree checksInterest bearingMobile check depositSavings round upsSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money