No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Truist BankChecking accountChecked Oct 10, 2026Updated

Truist Confidence Account

$5monthly fee
A year for an everyday customer
−$60 fees and interest, $2,000 kept
To open
$25 to open
On our list
#521 of 986 checking accounts, by a year’s value for an everyday customer
Visit TruistThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$0.01Source · checked Oct 10, 2026
Interest compounds
Interest is calculated and compounded daily on the collected balance and credited to your account monthly.Source · checked Oct 10, 2026

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • Make $500 in total deposits per statement cycle.
  • Make 10 or more qualifying transactions per statement cycle
  • Be a student
  • Be under the age of 25
  • age 62 and older
Source · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026
Withdrawals a month
6Source · checked Oct 10, 2026
Fee for each withdrawal over the limit
$5Source · checked Oct 10, 2026
Out-of-network ATM fee
$2.50Source · checked Oct 10, 2026
International ATM fee
$5Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
3%Source · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Outgoing domestic wire
$30Source · checked Oct 10, 2026
Incoming international wire
$20Source · checked Oct 10, 2026
Outgoing international wire
$65Source · checked Oct 10, 2026
Paper statements
NoneSource · checked Oct 10, 2026
Cashier’s check
$10Source · checked Oct 10, 2026
Stop payment
$35Source · checked Oct 10, 2026

Features

Bill payCard lockDebit cardDebit rewardsInterest bearingMobile check depositNo overdraft feesOnline openingOverdraft protection transferSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees