TeachersChecking accountChecked Oct 10, 2026Updated
Teachers High-Yield Smart Checking Account
2.50%APY · as of Oct 10, 2026
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- On our list
- #205 of 986 checking accounts, by a year’s value for an everyday customer
Visit TeachersThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $15,000 | 2.50% |
| $15,000.01 and up | 0.10% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- To earn the APY
- Maintain direct deposits of at least $500.00 per month
- complete 10 debit card purchases
- Maintain an average monthly balance of at least $5,000.00 in the Smart Checking account
- Have $20,000.00 in combined end-of-month deposit balances
- Members must enroll in Online Banking and eStatements in order to remain eligible
- APY paid on balances up to
- $15,000Source · checked Oct 10, 2026
- Interest compounds
- daily balance methodSource · checked Oct 10, 2026
Fees
Who can open it
- Membership
- Membership required:
- Join today by opening a Smart Checking account.
Features
ATM fee rebatesBill payDebit cardInterest bearingITIN acceptedLive chatMobile check depositMobile walletOnline openingOverdraft protection transferSupport 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees