SchoolsfirstChecking accountChecked Oct 10, 2026Updated
Schoolsfirst Investment Checking
$3monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- On our list
- #401 of 986 checking accounts, by a year’s value for an everyday customer
Visit SchoolsfirstThe bank’s own page · checked Oct 10, 2026
Rate conditions
- Interest compounds
- Dividends are compounded daily and paid to your account monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $3 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Direct deposit of at least $1 and a daily minimum combined share balance of $1,000
- Direct deposit of at least $1 and a daily minimum combined share balance of $1,000
- Daily minimum combined share balance of $2,500
- Age 62 or older
- Overdraft fee
- $22Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $22Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- ATM network
- SchoolsFirst FCU or CO-OP Network ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2Source · checked Oct 10, 2026
- Outgoing domestic wire
- $20Source · checked Oct 10, 2026
- Outgoing international wire
- $45Source · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
- Inactivity fee
- $2Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- $15Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- A current or retired school employee of an eligible school.
- An immediate family member of a SchoolsFirst FCU Member, including spouse, domestic partner, parent, sibling, child, grandparent or grandchild.
- A college student enrolled in an eligible education program with a student teaching requirement.
- An employee of a company whose primary business is to provide a direct service to an eligible school or district in California.
Features
Bill payBranch accessCheck writingDebit cardInterest bearingOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees