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SchoolsfirstChecking accountChecked Oct 10, 2026Updated

Schoolsfirst Free Checking

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$25 to open
On our list
#175 of 986 checking accounts, by a year’s value for an everyday customer
Visit SchoolsfirstThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
Overdraft fee
$22Source · checked Oct 10, 2026
Returned item (NSF) fee
$22Source · checked Oct 10, 2026
Most overdraft fees in a day
3Source · checked Oct 10, 2026
ATM network
CO-OP NetworkSource · checked Oct 10, 2026
ATMs in the network
30,000Source · checked Oct 10, 2026
Out-of-network ATM fee
$2Source · checked Oct 10, 2026
Outgoing domestic wire
$20Source · checked Oct 10, 2026
Outgoing international wire
$45Source · checked Oct 10, 2026
Paper statements
NoneSource · checked Oct 10, 2026
Inactivity fee
$2Source · checked Oct 10, 2026
Cashier’s check
$5Source · checked Oct 10, 2026
Stop payment
$15Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • A current or retired school employee of an eligible school.
  • An immediate family member of a SchoolsFirst FCU Member, including spouse, domestic partner, parent, sibling, child, grandparent or grandchild.
  • A college student enrolled in an eligible education program with a student teaching requirement.
  • An employee of a company whose primary business is to provide a direct service to an eligible school or district in California.
Source · checked Oct 10, 2026
Minimum age
18Source · checked Oct 10, 2026

Features

Bill payBranch accessCheck writingDebit cardEarly direct depositMobile check depositNo minimum balanceOnline openingOverdraft protection transferZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees