Santander BankChecking accountChecked Oct 10, 2026Updated
Santander Simply Right® Checking
$10monthly fee
- A year for an everyday customer
- −$120 fees and interest, $2,000 kept
- To open
- $25 to open
- On our list
- #780 of 986 checking accounts, by a year’s value for an everyday customer
Visit SantanderThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- one transaction* – a deposit, withdrawal, transfer, or payment – posted during the calendar month
- any owner on the account is under 26 years of age
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- $15Source · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- ATM network
- more than 30,000 Santander ATMs globallySource · checked Oct 10, 2026
- ATMs in the network
- 30,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- International ATM fee
- $6Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 4%Source · checked Oct 10, 2026
- Incoming domestic wire
- $13Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
- Paper statements
- $3 a monthSource · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
Features
Bill payBranch accessContactless cardDebit cardJoint accountsMobile check depositOverdraft protection transferZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees