Salem Five Cents Savings BankChecking accountChecked Oct 10, 2026Updated
Salem Five Cents Classic Five Checking ℠
$0monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- $10 to open
- On our list
- #152 of 986 checking accounts, by a year’s value for an everyday customer
Visit Salem Five Cents SavingsThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Minimum daily balance to avoid maintenance fee per monthly account cycle is $500
- primary account owner is under the age of 26
- have at least one Debit Card Round Up Credit post to the account during your monthly account cycle
- Minimum to open
- $10Source · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $35Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- Salem Five ATMs and 55,000+ Allpoint® ATMs worldwideSource · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- International ATM fee
- $3Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Cashier’s check
- $8Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Features
Bill payCard lockCheck writingContactless cardDebit cardInterest bearingMobile check depositMobile walletNo minimum balanceOnline openingOverdraft protection transferSavings round upsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees