Randolph-brooksChecking accountChecked Oct 10, 2026Updated
Randolph-brooks Really Free Checking
$0monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- No minimum to open
- On our list
- #408 of 986 checking accounts, by a year’s value for an everyday customer
Visit Randolph-brooksThe bank’s own page · checked Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Overdraft fee
- $24Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $24Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- RBFCU ATMs, the CO-OP networkSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $1Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- NoneSource · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
- Inactivity fee
- $10Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- $24Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Your employer
- Your neighborhood
- Your place of worship, community organization or school
- Immediate family members who are part of the credit union (spouse, children, parents, siblings, stepchildren, adopted relatives, etc.)
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Bill payBranch accessCard lockCheck writingContactless cardDebit cardEarly direct depositFree checksInstant digital cardInterest bearingMobile walletNo foreign transaction feeNo minimum balanceOnline openingOverdraft protection transferSavings round upsSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees