Origin BankChecking accountChecked Oct 10, 2026Updated
Origin Connect Checking
1.00%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$227 fees and interest, $2,000 kept
- Monthly fee
- $20.59 a month
- On our list
- #890 of 986 checking accounts, by a year’s value for an everyday customer
Visit OriginThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $4,999.99 | 1.00% |
| $5,000 to $24,999.99 | 0.50% |
| $25,000 to $74,999.99 | 0.25% |
| $75,000 to $124,999.99 | 0.25% |
| $125,000 to $999,999.99 | 0.50% |
| $1,000,000 and up | 1.00% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- $20.59 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- If on any day of the monthly statement cycle the balance in your account is less than $5,000.00
- you do not have a loan/deposit relationship with us of $25,000 or more
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $35Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- Early closure fee
- $25Source · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
Features
Check writingFree checksInterest bearingMobile check depositOverdraft line of credit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees