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Old Second National BankChecking accountChecked Oct 10, 2026Updated

Old Second RENEW CHECKING

$10monthly fee
A year for an everyday customer
−$120 fees and interest, $2,000 kept
To open
$25 to open
On our list
#799 of 986 checking accounts, by a year’s value for an everyday customer
Visit Old SecondThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • unless this account has an ACH (either a credit/debit) during the statement cycle
  • For accounts with a primary owner who is 65+ in age, this account service charge will be waived.
Source · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026
Most overdraft fees in a day
5Source · checked Oct 10, 2026
Out-of-network ATM fee
$2.50Source · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Outgoing domestic wire
$30Source · checked Oct 10, 2026
Incoming international wire
$15Source · checked Oct 10, 2026
Outgoing international wire
$50Source · checked Oct 10, 2026
Paper statements
$2 a monthSource · checked Oct 10, 2026
Inactivity fee
NoneSource · checked Oct 10, 2026
Early closure fee
NoneSource · checked Oct 10, 2026
Cashier’s check
$10Source · checked Oct 10, 2026
Stop payment
$36Source · checked Oct 10, 2026
Card replacement
$10Source · checked Oct 10, 2026

Features

No overdraft fees

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees