Old Second National BankChecking accountChecked Oct 10, 2026Updated
Old Second PRIME TIME CHECKING
0.02%APY · as of Oct 10, 2026
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- To open
- $50 to open
Visit Old SecondThe bank’s own page · checked Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- 55 years + with $10,000 min in combined O2 Bank or Wealth Management accountsSource · checked Oct 10, 2026
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- $36Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $36Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- Old Second ATMs with O2 logo and Allpoint® ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Paper statements
- $3.95 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Early closure fee
- $50Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $36Source · checked Oct 10, 2026
- Card replacement
- $10Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 55Source · checked Oct 10, 2026
Features
Bill payBudgeting toolsDebit cardFree checksInterest bearingMobile check depositOnline openingSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
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