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Old Second National BankChecking accountChecked Oct 10, 2026Updated

Old Second Convenience Plus Checking

0.00%APY · as of Oct 10, 2026
A year for an everyday customer
$0 fees and interest, $2,000 kept
Monthly fee
$5.95 a month
To open
$50 to open
On our list
#111 of 986 checking accounts, by a year’s value for an everyday customer
Visit Old SecondThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$5.95 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • maintains an average daily balance of $1,000 during the statement cycle
  • maintains a total average deposit balance of $5,000 or more in your combined deposit and time accounts with us during the statement cycle
  • you have a Direct Deposit to this account during the statement cycle
  • primary owner who is 65+ in age
Source · checked Oct 10, 2026
Minimum to open
$50Source · checked Oct 10, 2026
ATM network
Allpoint® network ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee
NoneSource · checked Oct 10, 2026
Paper statements
$3.95 a monthSource · checked Oct 10, 2026
Early closure fee
$50Source · checked Oct 10, 2026

Features

Bill payBudgeting toolsDebit cardMobile check depositOnline openingSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money