Old Second National BankChecking accountChecked Oct 10, 2026Updated
Old Second CONVENIENCE CHECKING
0.00%APY · as of Oct 10, 2026
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- Monthly fee
- Monthly fee not stated
- To open
- $100 to open
- On our list
- #204 of 986 checking accounts, by a year’s value for an everyday customer
Visit Old SecondThe bank’s own page · checked Oct 10, 2026
Rate conditions
Fees
- Ways to avoid the monthly fee
- Any one of these:
- This fee does not apply to customers who receive an electronic checking statement (eStatement)
- if primary account owner is 65+ in age
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $36Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $36Source · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- Allpoint® ATM withdrawals are freeSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Paper statements
- $3.95 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Early closure fee
- $50Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $36Source · checked Oct 10, 2026
- Card replacement
- $10Source · checked Oct 10, 2026
Features
Bill payInterest bearingMobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees