Old National BankChecking accountChecked Oct 10, 2026Updated
Old ONB Classic Checking
- A year for an everyday customer
- −$95 fees and interest, $2,000 kept
- Monthly fee
- $7.95 a month
- To open
- $50 to open
Rates by balance
| Balance | APY |
|---|---|
| $0 to $2,499.99 | 0.01% |
| $2,500 and up | 0.01% |
Source: the bank’s rates · as of Oct 10, 2026
Bonuses
$50With a current customer’s referral · ReferLive
The referred person must open a new eligible Old National checking account, complete 10 debit card transactions (ATM withdrawals excluded), and have one or more direct deposits totaling at least $500, all within 75 days of account opening.
Rate conditions
- Interest compounds
- We use the daily balance method to calculate interestSource · checked Oct 10, 2026
Fees
- Monthly fee
- $7.95 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Maintain a minimum balance of $750
- Maintain a combined minimum balance of $5,000 in checking, savings or money market accounts
- Minimum to open
- $50Source · checked Oct 10, 2026
- ATM network
- Old National ATMs and more than 55,000 Allpoint® ATMs worldwideSource · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
- Early closure fee
- $25Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 50Source · checked Oct 10, 2026
Features
Bill payCard lockCheck writingDebit cardFree checksInterest bearingMobile check depositMobile walletOnline openingSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees