Nicolet National BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Nicolet Real Rewards Checking

3.00%APY · as of Oct 10, 2026

A year for an everyday customer: $0 fees and interest, $2,000 kept
Monthly fee: No monthly fee
On our list: #176 of 986 checking accounts, by a year’s value for an everyday customer

Visit NicoletThe bank’s own page · checked Oct 10, 2026

Rate conditions

To earn the APY: Direct Deposit
10 debit transactions posted and cleared per qualification cycle (PIN or signature)
eStatements (Required)
Source · checked Oct 10, 2026
APY paid on balances up to: $25,000Source · checked Oct 10, 2026
Interest compounds: monthlySource · checked Oct 10, 2026

Fees

Monthly fee: NoneSource · checked Oct 10, 2026
ATM network: 30,000 fee-free ATMs nationwideSource · checked Oct 10, 2026
ATMs in the network: 30,000Source · checked Oct 10, 2026
Paper statements: $5 a monthSource · checked Oct 10, 2026
Cashier’s check: NoneSource · checked Oct 10, 2026
Card replacement: $5Source · checked Oct 10, 2026

Features

Bill payBranch accessCash deposit ATMCheck writingDebit cardInterest bearingMobile check depositNo minimum balanceOverdraft line of creditOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees