MissionChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Mission Smart Checking

$7monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $5 to open

Visit MissionThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY: $500Source · checked Oct 10, 2026
To earn the APY: at least $500.00 on depositSource · checked Oct 10, 2026

Fees

Monthly fee: $7 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
maintain a monthly direct deposit of $500 or more
maintain an average daily balance of $1,500
Source · checked Oct 10, 2026
Minimum to open: $5Source · checked Oct 10, 2026
ATM network: CO-OP ATMs nationwideSource · checked Oct 10, 2026
ATMs in the network: 30,000Source · checked Oct 10, 2026

Who can open it

Where: Near its branchesSource · checked Oct 10, 2026
Minimum age: 13Source · checked Oct 10, 2026

Features

Bill payBranch accessCheck writingContactless cardDebit cardFree checksInterest bearingITIN acceptedLive chatMinor accountsMobile check depositOnline openingZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees