No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

MidFirst BankChecking accountChecked Oct 10, 2026Updated

MidFirst Simply Interest Checking

$10monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$100 to open
Visit MidFirstThe bank’s own page · checked Oct 10, 2026

Rate conditions

Interest compounds
dailySource · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
A $10 monthly service charge is waived by maintaining an average daily balance of $1,000 or more in the account.Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
Overdraft fee
$35Source · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
Overdraft transfer fee
$12.50Source · checked Oct 10, 2026
Most overdraft fees in a day
5Source · checked Oct 10, 2026
Out-of-network ATM fee
$2.50Source · checked Oct 10, 2026
International ATM fee
NoneSource · checked Oct 10, 2026
ATM fees refunded, up to
$15 a monthSource · checked Oct 10, 2026
Foreign transaction fee (debit card)
3%Source · checked Oct 10, 2026
Incoming domestic wire
$12Source · checked Oct 10, 2026
Outgoing domestic wire
$25Source · checked Oct 10, 2026
Incoming international wire
$15Source · checked Oct 10, 2026
Outgoing international wire
$50Source · checked Oct 10, 2026
Paper statements
$4 a monthSource · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026
Early closure fee
$25Source · checked Oct 10, 2026
Cashier’s check
$5Source · checked Oct 10, 2026
Stop payment
$30Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Who can open it

Minimum age
17Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payCard lockDebit cardEarly direct depositInterest bearingJoint accountsMinor accountsMobile check depositOnline openingOverdraft protection transferSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees