MidFirst BankChecking accountChecked Oct 10, 2026Updated
MidFirst M Account
0.15%APY · as of Oct 10, 2026
- A year for an everyday customer
- $2 fees and interest, $2,000 kept
- Monthly fee
- $10 a month
- To open
- $100 to open
Visit MidFirstThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $2,499 | 0.10% |
| $2,500 to $9,999 | 0.10% |
| $10,000 to $19,999 | 0.10% |
| $20,000 to $49,999 | 0.15% |
| $50,000 and up | 0.15% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- dailySource · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Your monthly direct deposits total $250 or more
- You maintain an average daily balance of $1,000 or more
- Your combined consumer deposit balances total $50,000 or more on accounts with the same primary owner
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- $12.50Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $12Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Paper statements
- $4 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Early closure fee
- $25Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 17Source · checked Oct 10, 2026
Features
Branch accessCard lockInterest bearingJoint accountsMinor accountsMobile check depositMobile walletZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money