Members 1STChecking accountChecked Oct 10, 2026Updated
Members 1ST 1st Defense checking™
$6.95monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- No minimum to open
- On our list
- #252 of 986 checking accounts, by a year’s value for an everyday customer
Visit Members 1STThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $6.95 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- You can avoid the paper statement fee by enrolling in Electronic Statements.Source · checked Oct 10, 2026
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Overdraft fee
- $20Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $20Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 6Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $1.50Source · checked Oct 10, 2026
- Incoming domestic wire
- $30Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $30Source · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Features
Bill payDebit cardJoint accountsNo minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees