No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Mechanics BankChecking accountChecked Oct 10, 2026Updated

Mechanics Advantage

$16monthly fee
A year for an everyday customer
−$192 fees and interest, $2,000 kept
On our list
#877 of 986 checking accounts, by a year’s value for an everyday customer
Visit MechanicsThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$16 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • $5,000 average monthly collected balance in your Advantage Checking account
  • $20,000 average monthly combined balances in all eligible Mechanics Bank accounts
Source · checked Oct 10, 2026
ATM network
MoneyPass® ATMs nationwideSource · checked Oct 10, 2026

Features

Bill payContactless cardDebit cardInterest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees