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LogixChecking accountChecked Oct 10, 2026Updated

Logix High-Rate Checking

0.05%APY · as of Oct 10, 2026
A year for an everyday customer
−$154 fees and interest, $2,000 kept
Monthly fee
$12.95 a month
On our list
#819 of 986 checking accounts, by a year’s value for an everyday customer
Visit LogixThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$20,000Source · checked Oct 10, 2026
Interest compounds
Dividends are earned daily and are credited and compounded monthly on the first day of each month.Source · checked Oct 10, 2026

Fees

Monthly fee
$12.95 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
$20,000 daily checking balanceSource · checked Oct 10, 2026
Most overdraft fees in a day
5Source · checked Oct 10, 2026
ATM network
30,000+ fee-free Logix ATMs and CO-OP ATMs nationwideSource · checked Oct 10, 2026
ATMs in the network
30,000Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • Live in AZ, CA, MA, MD, ME, NH, NV, or VA, where Logix offers new accounts
  • Employees and retirees of Logix sponsor companies, groups and associations
  • Family members of a current member by blood, marriage, or shared residence
  • Join the American Consumer Council
Source · checked Oct 10, 2026

Features

Bill payBranch accessEarly direct depositInterest bearingMobile check depositOnline openingOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees