No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

LangleyChecking accountChecked Oct 10, 2026Updated

Langley Essential Checking Account

$5monthly fee
A year for an everyday customer
−$60 fees and interest, $2,000 kept
To open
$20 to open
On our list
#628 of 986 checking accounts, by a year’s value for an everyday customer
Visit LangleyThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • using your Langley debit card once every month
  • logging in to Digital Banking once every month
Source · checked Oct 10, 2026
Minimum to open
$20Source · checked Oct 10, 2026
Returned item (NSF) fee
$25Source · checked Oct 10, 2026
Overdraft transfer fee
$5Source · checked Oct 10, 2026
Out-of-network ATM fee
$2Source · checked Oct 10, 2026
Outgoing domestic wire
$25Source · checked Oct 10, 2026
Inactivity fee
$10Source · checked Oct 10, 2026
Cashier’s check
$5Source · checked Oct 10, 2026
Stop payment
$30Source · checked Oct 10, 2026
Card replacement
$10Source · checked Oct 10, 2026

Who can open it

Where
Virginia, North CarolinaSource · checked Oct 10, 2026
Membership
Membership required:Source · checked Oct 10, 2026

Features

Budgeting toolsCard lockDebit cardEarly direct depositInstant digital cardMobile walletSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees