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International Bank of CommerceChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

International Bank of Commerce IBC Elite Checking (N.O.W.)

$7.95monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $100 to open

Visit International Bank of CommerceThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY: $850Source · checked Oct 10, 2026
To earn the APY: Requires a minimum daily balance of $850 to earn interestSource · checked Oct 10, 2026

Fees

Monthly fee: $7.95 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
Maintain average collected balance of $2,500
a minimum daily balance of $850
Source · checked Oct 10, 2026
Minimum to open: $100Source · checked Oct 10, 2026
Inactivity fee: $5Source · checked Oct 10, 2026

Who can open it

Minimum age: 50Source · checked Oct 10, 2026

Features

Bill payCheck writingDebit cardInterest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees